19 Money Making Apps for Earning on the Go

Do you need some extra cash but don’t have time or the ability to get a part-time job? If this rings true for you, consider using one of many money-making apps to add extra cushion to your wallet.

There are tons of money-making apps out there that allow you to work online — more than you’d expect.

You can get paid directly through PayPal, receive free gift cards to your favorite retailers, or get cash back on all your purchases. Companies are eager to get new app users — and they’re willing to pay you for it. If you’re going to spend hours on your phone each day, it can’t hurt to make a little extra money while you’re at it.

19 Best Money Making Apps for 2022

This list of best apps to make money using your phone is broken down into the following categories:

  • Side Hustle Apps
  • Cash Back Apps
  • Apps That Pay for Things You Already Do
  • Passive Income Apps

This list has some of the best apps for making money, both for Android and iPhone. Some even have a browser-compatible version you can use, helpful if you have time at work.

Side Hustle Apps

Whether you’re saving to buy a house or trying to pay off credit card debt, using a side hustle app can be a simple way to make more money when you need it.

1. Uber

Driving with Uber remains one of the most popular and lucrative side hustle apps. The Uber app is available 24/7, so you are free to make your own schedule and drive on your own time. Driving during high demand hours can lead to higher earnings and providing great service for your riders is a great way to earn tips.

The application to become a driver is straightforward. Signing up takes just a few minutes, then once you clear the background check (safety screening) you can log into the app and start earning money.

2. DoorDash

Working as a driver for DoorDash entails picking up food from local restaurants and chains and delivering it to customers. DoorDash drivers earn a base pay and also get to keep 100% of their tips.

As a driver, you can earn extra money when DoorDash offers special promotions and challenges. There’s also special “Peak Pay,” when drivers can get paid more. According to Indeed.com, DoorDash drivers earn around $15 an hour.[1]

Unlike rideshare companies, you can have any kind of car to deliver for DoorDash. You do need to have a driver’s license, a clean driving record, a smartphone, and be at least 18 years old.

In some cities, you’re allowed to deliver on a bike, scooter, motorcycle, or even by foot. However, you’re responsible for expenses such as gas, parking, and tolls. 

3. Decluttr

If you’ve got piles of used DVDs, CDs, Blu-rays, or video games lying around your house, you can make a few dollars selling them with the Decluttr app. It also accepts electronics like phones, tablets, and game consoles.

You can download the Delucttr app and scan items directly with your phone. It’ll give you an instant offer on your item.

Once you’ve accepted the offer, you’ll print out the pre-paid label and send off your goods. You can drop off the box at a UPS Store, customer center, authorized retail outlet, or with a UPS driver.

4. Swagbucks

One of the best money-making apps out there, Swagbucks quickly stands out because they offer an unlockable $10 bonus for new users.

Swagbucks also allows users to accrue points (SBs) by completing various micro-jobs that they can put towards PayPal cash or free gift cards. Specifically, users can earn points by:  

  • Taking paid surveys
  • Watching videos or ads
  • Getting cash back when shopping online
  • Using the Swagbucks search engine
  • Playing games
  • Discovering deals
  • Referring other people to Swagbucks
There’s no limit to how much you can earn. You’re not going to replace your full-time income with it, but if you start using Swagbucks as your web browser, play some games, and take a few surveys, you could potentially boost your income by $25 to $50 each month.

With an A rating with the Better Business Bureau and over 20 million active members, there’s no reason not to try one of the best money-making apps out there.

5. Turo

If your car spends more time in the driveway than on the road, you might consider renting it out on Turo. Turo is an app where you can list your car for other people to rent. It’s an easy way to earn money, especially if you don’t need your car on a regular basis.

You can use Turo’s “carculator” to see how much you can make using the app. According to its site, a 2016 Toyota Camry in Seattle would earn $244 a month.

Your car must meet certain requirements before you can sign up:

No more than 130,000 miles
Clean title
Fewer than 12 years old
Not registered in New York
Not listed on any other site

If you’re renting out a specialty or classic car, then it must be:

  • 1990 model or earlier
  • Valued at least $85,000
  • Safe and in excellent mechanical condition

Turo isn’t available in every city, but if you live in a major city like Los Angeles or Washington, D.C. then check to see how much you could make with the app.

6. Rover

Rover is a money-making app that helps pet owners find qualified pet sitters and dog walkers to care for their animals. You can offer various services such as overnight pet boarding, dog walking, or doggy daycare. This is an especially great option if you have a work-from-home job.

The major perk? You can set your own rates. Rover collects a service fee of 20%. So if you charge $20 per walk, you’ll keep $16 and Rover will take the other $4. Once your services are complete, you can redeem your earnings for free via PayPal or pay $2 to receive a check in the mail.

You’ll have to pass a background check and provide references. Once approved, you can start making money fast with Rover. The platform offers 24/7 veterinary support, insurance, and you can accept as many or as few pet sitting or walking jobs as you want.

7. Instacart

Instacart is a grocery delivery service where customers order their products online and Instacart shoppers (potentially you) prepare the order for pickup or delivery. As a full-service shopper, you’re an independent contractor. You’ll shop for the products your customer wants and deliver them to the address.

Chris Cucchiara, a DollarSprout reader and Instacart super-shopper, made over $4,500 in his first two months as a full-service shopper. He recently shared “the real secret to achieving high earnings is to be selective with the batches you pick. The key is to wait to take orders until they make you about $30 per hour. This is done by getting preferably only one order and not two or three.” 

If you’d rather do the shopping than the delivery portion, you can apply to be an in-store shopper. This part-time position comes with a flexible schedule and doesn’t require a vehicle. You’ll prepare your customer’s order for them to pick up in-store.

In either position, you can expect to make $10 to $15 per hour and get paid via direct deposit. However, full-service shoppers have the ability to receive tips whereas in-store shoppers do not.

You need to be 18, eligible to work in the US, have access to a car, able to lift up to 50 pounds, and have a relatively new smartphone.

8. Gigwalk

Gigwalk is one of the more unique app-based job services. It pays people to help them gather data for market research. You don’t need a vehicle and you won’t be making deliveries or filling out surveys. Gigwalk helps companies with a range of small tasks. Many of the gigs involve going to a local business and taking pictures of how certain products are displayed or stocked.

Users can make anywhere from $3 to $100 per gig depending on the difficulty and length. Most take as few as five minutes, but others can take a few hours.

Cash Back Apps

Cash-back apps give you money or points when you make a qualifying purchase at partner stores. These are usually easy to use and work with a variety of different in-person and online retailers.

9. Capital One Shopping

Do you ever wonder if you’re actually getting the best price when you’re buying something? Or do you assume that you’re getting the best deal if you shop on Amazon? If you’re not shopping around, you could be missing out on savings.

That’s where Capital One Shopping comes in. Capital One Shopping is an app or browser extension that notifies you when there’s a coupon available for something you’re viewing or if the same item is selling for a lower price elsewhere.

You can earn Capital One Shopping credits by shopping through partnered stores and restaurants, which you can redeem for gift cards to places like Walmart, Lowe’s, and Nordstrom Rack. Capital One Shopping also includes a watchlist where it’ll notify you when an item on your list drops in price.

10. Dosh

Dosh is a smartphone app that gives you cashback every time you make a purchase at participating outlets using your linked card.

Not having to jump through hoops to earn cashback is probably the biggest perk of Dosh. For instance, I’ve been getting cash back from Exxon each time I fill up my gas tank and I didn’t even realize it until recently. The money just gets added to my Dosh account.

Download the app, link your credit card (the app is secure), then spend as you normally would. You can start shopping at participating merchants using your credit card and points will be added to your “Dosh Wallet” straight away.

Once your balance reaches a minimum of $25, you can cash out via direct deposit or PayPal.

11. Ibotta

Ibotta is yet another of the money-making apps you’ll see on this list that revolves around cash back shopping.

But unlike apps similar to Ibotta, the company has become immensely popular worldwide because it extends to grocery brands, warehouse clubs, and drugstore chains including Walmart, Food Lion, Kroger, Walgreens, CVS, and Sam’s Club. Ibotta also works with high-end grocery stores like Whole Foods and discount ones like Aldi.

When you open the Ibotta app, you can look at your favorite stores and see what offers they have. If you see an offer you’re interested in, you can select it and add it to your account. Once you’re done shopping, take a photo of the receipt to get the special rebate.

It also has an affiliate program that allows users to earn even more money by inviting friends to the app.

Ibotta offers a $10 sign-up bonus for new members and will pay you $5 more for each friend you refer.

Apps That Pay for Things You Already Do

While some apps require you to change your shopping habits or spend time taking surveys, others will reimburse you for activities and habits you already engage in regularly.

12. Mistplay (Android Only)

If you love playing video games and want more money to indulge your hobby, consider trying out the Mistplay app. You can play games and earn gift cards to Amazon, iTunes, Nintendo, and Xbox. These are perfect rewards for a video game lover.

If you have a job where you’re allowed to be on your phone, then this app can be a fun way to kill some time and earn rewards for something you care about. The Mistplay app has a 4.1 rating on the Google Play Store.

13. HealthyWage

If you’re trying to lose weight and need extra motivation, how about the chance to earn $10,000 while doing it?

HealthyWage offers a variety of ways to earn money and is one of a few apps that pay you to lose weight. You can take on a weight loss challenge on your own, or you can enter a team challenge and motivate each other to shed more pounds. The minimum weight loss goal is 10%. With HealthyWage’s 10% Challenge, if you drop 10% of your body weight in six months, you could earn upwards of $300 (depending on how many friends you invite to participate).

HealthyWage beats those at-work pools where people don’t pay up, or worse, the competition never gets started. If you can’t find a gym buddy to hold you accountable, then try using an app that targets your wallet.

14. Achievement

If you need additional accountability to reach your health goals, another good app is Achievement. You can double-dip and earn furter rewards for exercising and sticking to a meal plan. The app syncs with other fitness apps such as your Fitbit or MyFitnessPal. Users earn points which you can then redeem for cash. Every 10,000 points equates to $10 which you can withdraw to your bank or PayPal. You can also donate points to charity.

Start by syncing the Achievement app to your other fitness apps and make sure to log your activity in those apps (if it’s not already done automatically). It can take a long time to earn enough points to redeem for cash but think of this as a passive way to get paid for being healthy and to provide an incentive to stick to your healthy habits.

Passive Income Apps

If you want a way to earn more money without a lot of extra work, consider these apps for ideas to make passive income.

15. Tapestri 

My new favorite app, Tapestri pays users up to $25 per month to share their location data. 

It’s completely passive and you don’t even have to interact with the app in order to earn the money. Merely leave it installed each month, pass go, and collect your goal money. 

You likely already share your location data with dozens of apps on your phone — think Starbucks, Snapchat, Waze, pretty much everything — so you might as well get paid for it.

Tapestri uses your anonymous data, along with the data of thousands of others who have the app installed, to help big brands learn more about consumer behavior. Basically, they want to know where you shop, how often, and how long you shop for. This helps brands best decide how to advertise their products in the most effective way possible. 

16. Neighbor

Neighbor users make passive income by storing people’s belongings in their spare space at home. If you have a shed, closet, or attic you’re not using, you could make passive income with this app.

Like all forms of passive income, renting out your space requires a little bit of a time investment upfront. But Neighbor takes care of most of the work for you by connecting you with local renters.

You’ll make a listing and renters will apply to reserve your space. You have 48 hours to view the candidate’s profile, ask questions, and make a decision. If you don’t act within that timeframe, the reservation will automatically be declined.

If you find a renter looking for a long-term option, you could earn passive income renting out your unused space each month. 

17. Nielsen Computer & Mobile Panel

You may have heard of Nielsen ratings for TV shows, but it turns out that Nielsen pays you to collect data on more than just TV. One area it’s interested in is your internet usage.

What does that mean for you? It means Nielsen will pay you $50 a year to keep its app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you.

The app doesn’t take up much space and won’t slow down your phone or tablet. Better yet, they’ll give you $5 just for signing up using an eligible device as long as you remain active for 30 days. 

18. Honeygain

Similar to Nielsen, Honeygain is an app that uses data from your internet browsing history to help companies with research. According to its website, users who download Honeygain can earn up to $19 a month.

However, this amount depends on your internet speed, location, and other factors. Even if you earn less than the projected figure, it’s a completely passive way to earn money. Once you download Honeygain, you don’t have to do anything.

You will need to earn at least $20 before you can withdraw the funds. Once you do have that amount, you can request your money via PayPal. 

19. Acorns

If you want to start saving up for your future and investing for retirement, consider checking out Acorns.

With a beginner-friendly platform and interface, Acorns is one of the best investing apps available. It’s easy to sign up, and you can set aside a certain amount every month or round up money from every purchase you make with a linked account. The app will take the change and invest it in your Acorns account.

Acorns also offers a $10 signup bonus for new users.

Once you sign up and complete your registration, Acorns will deposit $10 into your account to give your investments a head start.

App Developers Are Constantly Looking for Ways to Reward Users

These apps are just some of the ones that can make you money. There are new apps coming out all the time. Just be careful about what you download and what kind of information you provide.

If you don’t mind getting the legwork out of the way and filling out a bunch of registration forms over the next hour, you can get started with many items on the list right now and be making money from your phone in no time.

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